No Money Down OR, WA & CA » Elmira http://no-money-down-usda-mortgage.com USDA and VA Zero Down Mortgage Information Wed, 04 Jan 2012 20:50:47 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 No Money Down USDA Rural Guaranteed Loan In Lane County Rural Areas http://no-money-down-usda-mortgage.com/2009/05/20/no-money-down-usda-rural-guaranteed-loan-in-lane-county-rural-areas/ http://no-money-down-usda-mortgage.com/2009/05/20/no-money-down-usda-rural-guaranteed-loan-in-lane-county-rural-areas/#comments Thu, 21 May 2009 05:22:17 +0000 Fred Chamberlin http://no-money-down-usda-mortgage.com/?p=72 No Money Down USDA Rural Guaranteed Loan In Lane County Rural Areas is a post from: No Money Down OR, WA & CA

]]> A No Money Down USDA Rural Guaranteed Loan in Lane County may be easier to get than you might think.  The USDA program was established to help finance homes in rural areas of the United States that appeared to be underserved by lenders. The recent change in income limits for USDA loans for Lane County make a larger percentage of potential home buyers eligible for this method of home financing. Read More

]]> http://no-money-down-usda-mortgage.com/2009/05/20/no-money-down-usda-rural-guaranteed-loan-in-lane-county-rural-areas/feed/ 1 VA 100% Purchase and Refinance Loans http://no-money-down-usda-mortgage.com/2009/02/01/va-100-purchase-and-refinance-loans/ http://no-money-down-usda-mortgage.com/2009/02/01/va-100-purchase-and-refinance-loans/#comments Mon, 02 Feb 2009 01:05:01 +0000 Fred Chamberlin http://no-money-down-usda-mortgage.com/?p=23 VA 100% Purchase and Refinance Loans is a post from: No Money Down OR, WA & CA

]]> It is nearly Valentine’s Day, and I know there are people feeling the pinch of a sluggish economy. While waiting for the “stimulus” package from the government, maybe now is the righ time to buy. VA real estate loans are an exceptional way to purchase a home at 100% loan to value but they can also be a salvation on a refinance because they also allow refinance at 100% loan to value, even manufactured homes on land. As a veteran, and a VA Home Loan participant in Eugene and Springfield, Oregon, I believe one of the greatest things the country has done for veterans, is the VA Guaranteed Loan Program. Read More

]]> http://no-money-down-usda-mortgage.com/2009/02/01/va-100-purchase-and-refinance-loans/feed/ 0 VA Interest Rate Reduction Refinance Loans http://no-money-down-usda-mortgage.com/2009/02/01/va-interest-rate-reduction-refinance-loans/ http://no-money-down-usda-mortgage.com/2009/02/01/va-interest-rate-reduction-refinance-loans/#comments Mon, 02 Feb 2009 00:47:52 +0000 Fred Chamberlin http://no-money-down-usda-mortgage.com/?p=15 VA Interest Rate Reduction Refinance Loans is a post from: No Money Down OR, WA & CA

]]> This was originally published on http://eugeneloanguy.com and covers information about an IRRRL, which is the way for Veterans to lower their interest rate even in a real estate environment where property values are dropping. The IRRRL does not require a new appraisal and all of the closing costs are rolled into the new loan, letting the veteran get a new, lower payment mortgage.

In today’s falling rate environment, it is possible that an IRRRL, VA Interest Rate Reduction Refinancing Loan, would create significant savings for a veteran in their monthly mortgage payment. The only way to find out is to check with a mortgage professional such as me. I would be happy to run the numbers and see if this is something that will save you money on your mortgage. Just because it might lower your payment, is not necessarily the right thing to do. It is always better to see what the cost of the loan will be and how long it will take to recoup those costs. That is where I come in; I will work those costs out for you and give you insight as to what should work for you. Read More

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