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	<title>No Money Down OR &#38; WA &#187; Down Payment Assistance</title>
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	<description>USDA and VA Zero Down Mortgage Information</description>
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		<title>HUD to change First Time Home Buyer Tax Credit Usage</title>
		<link>http://no-money-down-usda-mortgage.com/2009/05/12/hud-to-change-first-time-home-buyer-tax-credit-usage/</link>
		<comments>http://no-money-down-usda-mortgage.com/2009/05/12/hud-to-change-first-time-home-buyer-tax-credit-usage/#comments</comments>
		<pubDate>Tue, 12 May 2009 22:10:15 +0000</pubDate>
		<dc:creator>Fred Chamberlin</dc:creator>
				<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[Eugene/Springfield]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[income limits]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Purchase loans]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[5% FHA interest rate]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[Eugene/Springfield Oregon]]></category>
		<category><![CDATA[fha 203b mortgage loan]]></category>
		<category><![CDATA[lane county]]></category>
		<category><![CDATA[purchase]]></category>

		<guid isPermaLink="false">http://no-money-down-usda-mortgage.com/?p=68</guid>
		<description><![CDATA[Shaun Donovan, Secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a down payment. According to Secretary Donovan, the FHA's approved lenders will be permitted to “monetize” the tax credit through short-term bridge loans. For the first time, eligible home buyers will be able to access the funds immediately at the closing table.

<p><a href="http://no-money-down-usda-mortgage.com/2009/05/12/hud-to-change-first-time-home-buyer-tax-credit-usage/">HUD to change First Time Home Buyer Tax Credit Usage</a> is a post from: <a href="http://no-money-down-usda-mortgage.com">No Money Down OR &amp; WA</a></p>
]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 13pt; color: #002060; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin; mso-bidi-theme-font: major-latin;">Shaun Donovan, Secretary of the U.S. Department of Housing and Urban Development, said that the Federal Housing Administration is going to permit its lenders to allow homeowners to use the $8,000 tax credit as a down payment. According to Secretary Donovan, the FHA&#8217;s approved lenders will be permitted to “monetize” the tax credit through short-term bridge loans. For the first time, eligible home buyers will be able to access the funds immediately at the closing table.</span> <a href='http://no-money-down-usda-mortgage.com/2009/05/12/hud-to-change-first-time-home-buyer-tax-credit-usage/' rel="nofollow">Read More</a></p>]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<title>First Time Home Buyer and a USDA or VA Loan</title>
		<link>http://no-money-down-usda-mortgage.com/2009/03/24/first-time-home-buyer-and-a-usda-or-va-loan/</link>
		<comments>http://no-money-down-usda-mortgage.com/2009/03/24/first-time-home-buyer-and-a-usda-or-va-loan/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 21:53:04 +0000</pubDate>
		<dc:creator>Fred Chamberlin</dc:creator>
				<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[100% Financing]]></category>
		<category><![CDATA[Eugene/Springfield]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Purchase loans]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[VA Mortgage Loans]]></category>
		<category><![CDATA[100% purchase]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[HUD homes]]></category>
		<category><![CDATA[No Money Down]]></category>
		<category><![CDATA[SHOP]]></category>
		<category><![CDATA[springfield home ownership program]]></category>

		<guid isPermaLink="false">http://no-money-down-usda-mortgage.com/?p=53</guid>
		<description><![CDATA[<p><strong style="mso-bidi-font-weight: normal;"><span style="font-size: 13pt; color: #002060; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">I felt this post was geared mostly toward FHA loans, since most First Time Home Buyers are FHA borrowers, so it is posted in my other blog: FHALoansORegon.com. However, since there is a lot of great information here, I thought I should share the wealth with all of my readers, not just those looking for FHA Loans. This information can also be very valuable to anyone considering a VA loan that is a First Time Home Buyer or for that matter, someone looking to buy using the USDA Rural Guarantee and they have to be a First Time Home Buyer. I hope you find this information informative.</span></strong> <a href='http://no-money-down-usda-mortgage.com/2009/03/24/first-time-home-buyer-and-a-usda-or-va-loan/' rel="nofollow">Read More</a></p><p><a href="http://no-money-down-usda-mortgage.com/2009/03/24/first-time-home-buyer-and-a-usda-or-va-loan/">First Time Home Buyer and a USDA or VA Loan</a> is a post from: <a href="http://no-money-down-usda-mortgage.com">No Money Down OR &amp; WA</a></p>
]]></description>
			<content:encoded><![CDATA[<p><strong style="mso-bidi-font-weight: normal;"><span style="font-size: 13pt; color: #002060; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">I felt this post was geared mostly toward FHA loans, since most First Time Home Buyers are FHA borrowers, so it is posted in my other blog: FHALoansORegon.com. However, since there is a lot of great information here, I thought I should share the wealth with all of my readers, not just those looking for FHA Loans. This information can also be very valuable to anyone considering a VA loan that is a First Time Home Buyer or for that matter, someone looking to buy using the USDA Rural Guarantee and they have to be a First Time Home Buyer. I hope you find this information informative.</span></strong> <a href='http://no-money-down-usda-mortgage.com/2009/03/24/first-time-home-buyer-and-a-usda-or-va-loan/' rel="nofollow">Read More</a></p>]]></content:encoded>
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		<slash:comments>2</slash:comments>
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		<title>No Money Down &#8211; Springfield Home Ownership Program (SHOP)</title>
		<link>http://no-money-down-usda-mortgage.com/2009/03/03/no-money-down-springfield-home-ownership-program-shop/</link>
		<comments>http://no-money-down-usda-mortgage.com/2009/03/03/no-money-down-springfield-home-ownership-program-shop/#comments</comments>
		<pubDate>Tue, 03 Mar 2009 21:20:56 +0000</pubDate>
		<dc:creator>Fred Chamberlin</dc:creator>
				<category><![CDATA[$8000 tax credit]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[First time home buyers]]></category>
		<category><![CDATA[income limits]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Purchase loans]]></category>
		<category><![CDATA[SHOP]]></category>
		<category><![CDATA[100% purchase]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[FHA Mortgage Loans]]></category>
		<category><![CDATA[first time homebuyers]]></category>
		<category><![CDATA[No Money Down]]></category>
		<category><![CDATA[springfield home ownership program]]></category>

		<guid isPermaLink="false">http://no-money-down-usda-mortgage.com/?p=47</guid>
		<description><![CDATA[<p class="MsoNormal" style="background: white; margin: 0in 0in 10pt; line-height: normal; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-outline-level: 2;"><strong><span style="font-size: 13.5pt; color: #002060; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">There are not very many ways to purchase a home without having a down payment. Two of them that I have discussed recently are the VA Guaranteed Home Loan Program and the USDA Rural Guarantee Loan Program. However, there is another no money down program available for those that qualify. It is strictly for low to moderate income first time home buyers. This program is the Springfield Home Ownership Program or SHOP. I recently posted information about this program on my FHA website, <a href="http://fhaloansoregon.com/" onclick="return TrackClick('http%3A%2F%2Ffhaloansoregon.com%2F','http%3A%2F%2Ffhaloansoregon.com')"><span style="color: #002060;">http://fhaloansoregon.com</span></a>. Here it is:</span></strong> <a href='http://no-money-down-usda-mortgage.com/2009/03/03/no-money-down-springfield-home-ownership-program-shop/' rel="nofollow">Read More</a></p><p><a href="http://no-money-down-usda-mortgage.com/2009/03/03/no-money-down-springfield-home-ownership-program-shop/">No Money Down &#8211; Springfield Home Ownership Program (SHOP)</a> is a post from: <a href="http://no-money-down-usda-mortgage.com">No Money Down OR &amp; WA</a></p>
]]></description>
			<content:encoded><![CDATA[<p class="MsoNormal" style="background: white; margin: 0in 0in 10pt; line-height: normal; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-outline-level: 2;"><strong><span style="font-size: 13.5pt; color: #002060; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;; mso-fareast-font-family: 'Times New Roman';">There are not very many ways to purchase a home without having a down payment. Two of them that I have discussed recently are the VA Guaranteed Home Loan Program and the USDA Rural Guarantee Loan Program. However, there is another no money down program available for those that qualify. It is strictly for low to moderate income first time home buyers. This program is the Springfield Home Ownership Program or SHOP. I recently posted information about this program on my FHA website, <a href="http://fhaloansoregon.com/" onclick="return TrackClick('http%3A%2F%2Ffhaloansoregon.com%2F','http%3A%2F%2Ffhaloansoregon.com')"><span style="color: #002060;">http://fhaloansoregon.com</span></a>. Here it is:</span></strong> <a href='http://no-money-down-usda-mortgage.com/2009/03/03/no-money-down-springfield-home-ownership-program-shop/' rel="nofollow">Read More</a></p>]]></content:encoded>
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