No Money Down OR & WA » VA Cash Out Refinance

VA Cash Out Refinance Question

Fred Chamberlin — Thu, 19 Nov 2009 17:59:31 +0000

In my continuing endeavor to answer peoples questions about loans and lending, today, I have picked a question that has several things involved with it, a cash out refinance of a VA Guaranteed Home Loan. Again, the question comes from My FHA Mortgage Blog and hopefully will answer questions for several people facing the same issue. Read More

VA underwriting guidelines vs. Lender Overlays

Fred Chamberlin — Mon, 02 Nov 2009 20:05:16 +0000

Although most home buyers don’t understand the difference between a VA underwriting guideline and a lender overlay, that difference can be huge in determining if they can purchase a home. There are a lot of very interesting changes in lending happening currently. Many people get confused in exactly what is a VA Guaranteed Home Loan? Basically, it means that VA Guarantees that the loan will perform, it does not mean that VA is loaning the money for the home loan, thus the start of the misunderstanding.

VA underwriting guidelines vs. Lender Overlays is a post from: No Money Down OR & WA

Re-instating VA Eligibility

Fred Chamberlin — Wed, 22 Jul 2009 18:17:49 +0000

This is third in a short series of questions and answers about VA Loans. VA Loans are one of the very few methods for a home buyer to purchase a new home with no down payment. In my first post, I discussed getting a certificate of eligibility (COE). Here is a question that comes up now and again having to do with VA Guaranteed Loans, “I have already obtained one VA loan. Can I get another?” Read More

Re-instating VA Eligibility is a post from: No Money Down OR & WA