Archive for the ‘Uncategorized’ Category

I have moved! I am now located in Oak Harbor Washington with Pinnacle Mortgage Planning, a sister company to Alpine Mortgage Planning. I am still doing the same thing, just a bit farther north. I apologize for not updating sooner but it has taken some time to get settled. Read More

The USDA 100% Rural Guaranteed Home Loan continues to be nearly the only program that allows a home buyer to purchase a home with no money down and often no money out of pocket. Read More

Collections can have a very detrimental effect on you getting a USDA Guaranteed Home Loan. They can actually stop you from qualifying for the no money down Lane County loan.

People have collections for various reasons, some people even have collections that they are not aware of. Most often I have seen collections fall into three basic categories: Read More

According to the announcement I received today, USDA is authorizing the issuance of Conditional Commitments for the Single Family Housing Guaranteed Program (SFHGLP) after the current appropriated funds are exhausted (which they are.) Read More

(Editior’s Note: Because I believe this information is so important, I am posting it on all three of my mortgage blogs.) The home buyer tax credit will expire on new accepted offers in the Eugene and Springfield area after Friday! There has been a huge surge in home sales leading up to this expiration. New home sales were up 26% nationwide last month and existing home sales were also up significantly. Read More