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Archive for the ‘$8000 tax credit’ Category
USDA 100% Purchase Program Changes Income Limits
April 17th, 2009 | 
Author: The income limits, as of Monday, for Lane County are: $70,750 for a family up to 4 and $93,400 for a family of 5-8. 8% of the 4 person limit is added for each household member over 8. Additionally, all income for all members of the household is counted when determining the household income. There are some adjustments available and individual income calculations can be done here. To find out if a particular property is in or out of the urban growth boundary, you can check it here. Read More
Posted in $8000 tax credit, 100% Financing, First time home buyers, income limits, Mortgage Loans, Purchase loans, USDA Zero Down | 
Tags: 100% Financing, Cottage Grove, Creswell, Farm Home Loan, Florence, FmHA, halsey, harrisburg, Junction City, lebanon, Oakridge, rural loans, small town lending, sweet home, swiss home, urban growth boundary, USDA Rural Guaranteed Mortgage Loan, Veneta, Westfir | 
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Real Estate Update – “Making Home Affordable Program”
Since I have three separate sites, I try to keep the information separate from one to the other, but there are times that the information that I am giving covers the spectrum of not only general lending and community information (http://eugeneloanguy.com), but also FHA loans (http://fhaloansoregon.com) and the no money down arena (http://no-money-down-usda-mortgage.com). That is the case with the President’s new “Making Home Affordable Program” and the updates about financing options that I just posted here.
Posted in $8000 tax credit, 100% Financing, Eugene/Springfield, first time home buyer, First time home buyers, Mortgage Loans, Purchase loans, VA IRRRL Mortgage, VA Mortgage Loans, VA Rate Reduction Refinance |
Tags: FHA cash out refinance, home value, lower rate, making home affordable program, mortgage rates, refinance, VA Cash Out Refinance |
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First Time Home Buyer and a USDA or VA Loan
I felt this post was geared mostly toward FHA loans, since most First Time Home Buyers are FHA borrowers, so it is posted in my other blog: FHALoansORegon.com. However, since there is a lot of great information here, I thought I should share the wealth with all of my readers, not just those looking for FHA Loans. This information can also be very valuable to anyone considering a VA loan that is a First Time Home Buyer or for that matter, someone looking to buy using the USDA Rural Guarantee and they have to be a First Time Home Buyer. I hope you find this information informative. Read More
Posted in $8000 tax credit, 100% Financing, Eugene/Springfield, first time home buyer, First time home buyers, Mortgage Loans, Purchase loans, Uncategorized, VA Mortgage Loans |
Tags: $8000 tax credit, 100% purchase, Down Payment Assistance, FHA Mortgage Loans, first time homebuyers, Foreclosures, HUD homes, No Money Down, SHOP, springfield home ownership program |
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No Money Down – Springfield Home Ownership Program (SHOP)
There are not very many ways to purchase a home without having a down payment. Two of them that I have discussed recently are the VA Guaranteed Home Loan Program and the USDA Rural Guarantee Loan Program. However, there is another no money down program available for those that qualify. It is strictly for low to moderate income first time home buyers. This program is the Springfield Home Ownership Program or SHOP. I recently posted information about this program on my FHA website, http://fhaloansoregon.com. Here it is: Read More
