The USDA 100% Rural Guaranteed Home Loan and the VA Guaranteed Home Loan purchase programs are two of the few loans available today that allows purchases of homes with no money down. The USDA program works only in rural areas with no down payment requirement. This program is not just for first time home buyers but does have income and area restrictions. The VA Guaranteed program works in any area and as long as you can qualify for the loan is a great way to purchase without a down payment. Both programs allow seller paid closing costs and could allow you to purchase a home with no money out of pocket when all done. Call me today at 541-342-7576 for more information. I offer my services in Oregon, Washington and California currently.

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