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About Me
Name: Fred Chamberlin – Eugene/Springfield’s #1 Experienced FHA/USDA/VA/Conventional Mortgage Consultant
Company: Alpine Mortgage Planning – Eugene/Springfield OR
Email: Contact Fred Chamberlin – fchamberlin@alpinemc.com
Website URL: http://www.alpinemc.com/fchamberlin.asp
Office Phone: (541) 342-7576
Cell Phone: (541) 221-3455
Alt. Phone: (866) 916-7576
Fax Number: (541) 342-7926
Address: 1200 Executive Parkway Suite 100, Eugene, OR, 97401
Description: I am a Senior Mortgage Consultant with over 20 years in real estate lending. I specialize in FHA, USDA & VA loans. Alpine Mortgage Planning is a west coast company, licensed in OR & CA.
About Fred Chamberlin and Alpine Mortgage Company:
I have been in the mortgage business for over 20 years and working in the Eugene/Springfield area for more than 15 years. I am a native Oregonian and a specialist in Government Lending Products. I am a Vietnam era veteran and work hard for my comrades in arms to help them find suitable financing.
At Alpine Mortgage Planning, we are not just concerned with placing you in a loan; we are also concerned with helping your liability management and wealth creation. I can currently offer loans in Oregon & California . I hope to be able to offer the other states soon. OR ML 81395/ CA DOCRML 81395/MLO 271072
I live in Springfield (Thurston) and am a recent widower. I find it difficult to keep all of the flowers going that my wife planted, but do my best. Since I drive a small pickup, I have two small dogs, a miniature poodle (Peanut) and a Shi-tzu (Gracie), that keep me company. Because of that, I am available to meet with people almost anytime, weekday or weekend. The thing I sell is my time and my knowledge.
2008 Springfield Board of Realtors Affiliate of the Year.
Areas of Expertise
I am a government loan specialist. I was doing FHA loans when everyone else was promoting sub-prime loans because sub-prime was easier. I work with all phases of FHA, purchase and refinance. With the new FHA reverse mortgages for purchases coming on line and the exciting programs that could be on tap for FHA as part of President Obama’s housing program, this will be an interesting time in mortgage lending. The FHA loan limit for Lane County is currently at $271,050 for single family residences. Cash out refinances are available up to 95% loan to value
I also offer the Streamline FHA 203K that is ideal for bank owned and foreclosed properties. It allows repairs to be done after closing. This program works for purchase or refinance transactions. The FHA Reverse Mortgages became available for real estate purchase transactions on Jan. 1.
I also highly promote VA loans for those that qualify. With the new requirements, this means that only 3 months active duty are required to qualify for an VA loan. These are available with no down payment up to $417,000. Cash out refinances are available up to 100% loan to value.
The only other true 100% purchase product at this time is the USDA Rural Guaranteed Loan program. This is income and location driven. Give me a call and we can qualify your income and discuss areas this is available.
I work closely with the Springfield Home Ownership Program and the Eugene Homeowner Assistance Program. We are also able to broker Oregon Housing and Community Services (Oregon Bond) loans.
I also like closing easy conforming loans as a change of pace. LOL
I also offer training for Realtors in several areas of mortgage lending. One of my most requested training is in FHA lending. My PowerPoint and question and answer delivery has been very well received.
Testimonial
“I chose Fred because of his depth of knowledge regarding FHA and government mortgage loans. Other brokers were unable to navigate the complexities of government loans at a time when all banks were making it tough to get loans regardless of a client’s good credit. Fred always answered my questions in a timely manner and never passed the complexity of the process on to me. Furthermore, he always kept a positive attitude and sense of humor, making it easier on all involved!” January 22, 2010
Top qualities: Personable , Expert , High Integrity
Brian Whalen
hired Fred as a Mortgage Consultant in 2009
In my 15 years of involvement in the real estate industry, I have worked with a number of banks, mortgage companies and lenders. My most recent transaction with Fred Chamberlin was truly a pleasure from start to finish. Sometimes working with first time home buyers can be a challenge, but Fred’s years of mortgage experience coupled with his knowledge of the current market, his ability to offer a full range of products and programs and his commitment to make every transaction a successful one is why Fred is always my first call when working with new buyers. I would be happy to chat more – give me a call: 541-579-LORI.
Lori Palermo, GRI
Fairway Real Estate, Inc.
846 “A” Street
Springfield, OR 97477
(541) 746-3498 Office
(541) 579-5674 Cellular
www.oregonrealestatequeen.com
“Representing home buyers on a purchase last year, it became apparent that their lender could not adequately explain the details of the construction loan required for a fixer property. Knowing Fred’s expertise with FHA 203k streamline loan packages, I recommended my clients consult with him. They were sufficiently impressed to give him their business, and though meeting all the FHA requirements proved challenging, Fred rose to the occasion, going above and beyond the call of duty to coordinate with multiple parties and help bring the transaction to a successful close. I felt great knowing that my clients were able to buy with confidence, fully informed about all the details of their purchase.” February 9, 2010
Bobby Stevens , Real Estate Broker , Eugene’s Alternative – Realtors®
was with another company when working with Fred at Alpine Mortgage Planning
