Although I have heard of several lenders that are not processing and funding USDA Rural Guaranteed Loans until Congress re-authorizes funding for the program, we at Alpine Mortgage Planning are funding USDA loans.
There are hoops that have to be jumped through for any lender that funds USDA loans under the current circumstances and they must fund the loan and keep it on their books until USDA is in the guarantee market again. That is what we are doing. Our USDA loans are processed, underwritten and funded “in-house.”
If you would like more information about USDA Loans, give me a call. Even if you are already working with a mortgage lender, call me. You wouldn’t have back surgery without a second opinion, why would you buy a home without one. Call me for the second opinion. We can discuss your specific information and if you are in the best product for you, I will tell you so. I am Fred Chamberlin, Senior Mortgage Consultant at Alpine Mortgage Planning, 1200 Executive Pkwy., Eugene OR 97401. I am here to help you with the mortgage loan process and also help you avoid stress. The mortgage process is changing rapidly, make certain you are working with someone that can keep up with the changes. You can reach me at 541-342-7576/541-221-3455 cell or by e-mail. Trust experience to help you with your Eugene/Springfield mortgage questions. One final note, my offer is not limited to Lane County but can be used anywhere in Oregon or California that qualifies for a USDA loan.. Call today!
Here is a Lane County map. Any area outside of the dark part should fall under the USDA guidelines: