***Please Note: This website is not a USDA or VA website. Please do not get the impression that this website is sponsored or a part of U.S. Department of Agriculture (Rural Housing) or Veterans Administration. ****

Welcome to No Money Down Oregon and Washington. This website is designed to give specific mortgage information to help keep home owners and potential home owners informed of the changes in today’s USDA and VA mortgage marketplace. Please check out Mortgage 101 here, you will find many of your answers.

USDA (U.S. Department of Agriculture) loans require specific knowledge of the loan program and also of the properties that qualify. I have that knowledge. VA (Veterans Administration) loans are different than any other loan in that they target a specific borrower as a benefit for their military service. I am a veteran myself, serving for 10 years active duty in the U.S. Air Force and enjoy helping my comrades in arms through the mortgage process. I have been in the lending field for over 25 years and use my lending understanding and mortgage knowledge for the benefit of my clients.

The great thing about this electronic age, is that I am still able to help my former clients anywhere in Oregon or Washington assist anyone looking for information. I also have contacts with other loan officers across the U.S. Although Real Estate is all about location, location, location, mortgage lending is all about service, service, service. I am now retired from active lending but am keeping informed of what is going on in the business and will continue my writing and blogging.

I believe an informed borrower can better handle the stress of the mortgage application process. I hope that my blog articles will assist in informing and educating. Comments are always welcome and I promise to respond to every one. If you have questions, please ask them on our contact form and expect a quick response.

Fred Chamberlin, Retired Senior Mortgage Advisor

MLO 271072 OR & WA Retired

Oak Harbor WA 98277

541-221-3455 Cell

Foreclosures are on everyone’s mind today. To assist in that search, check out the links on the sidebar. Beside those looking to buy a home that is foreclosed, there are also those that would like to keep that foreclosure from taking place. For those people, there are also links to websites of people who can help in working through this problem:

Contact Me

Navigating the mortgage approvalFHA, VA, USDA and conventional financing. If you want to buy a home using an FHA loan or refinance using VA, I am here to help. Contact me in Oak Harbor WA by 541-221-3455 cell or by e-mail. Only you can make the choice it is time to get the process started.I also invite you to follow my other blog sites that I started in Oregon, each with a specific purpose. Check out http://fhaloansoregon.com for the latest information about FHA loans and changes in HUD. Review the information about USDA and VA loans at http://no-money-down-usda-mortgage.com. Find out all you wanted to know but were afraid to ask about reverse mortgages at http://OregonReverseMortgageInfo.com. I have been in the lending field for over 25 years and use my lending understanding and mortgage knowledge for the benefit of my clients. I will also be posting fun things like restaurant reviews and local points of interest at various times.

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